Income Tax Calculator

Singapore income tax estimator with accurate CPF mandatory contribution relief

Your income breakdown
Monthly ordinary wage (salary) $7,500
Ordinary Wage ceiling: $6,800/month for CPF purposes (from Jan 2025)
$1,000$20,000
Annual bonus / AWS (additional wages) $7,500
E.g. 13th month, performance bonus. CPF applies up to AW ceiling.
$0$100,000
Voluntary CPF & retirement reliefs
CPF cash top-up — own account $0
Voluntary top-up to your SA/RA. Max $8,000 relief/yr.
$0$8,000
CPF cash top-up — family member $0
Top-up to parent’s or spouse’s CPF. Max $8,000 relief/yr.
$0$8,000
SRS contribution $0
Supplementary Retirement Scheme. Max $15,300/yr (SC/PR).
$0$15,300
Other reliefs — tick what applies
Earned income relief
Assumed $3,000 — automatic for all employed adults above $22K income
$3,000
NSman relief
Assumed $3,000 — for males who have served NS
$3,000
Spouse relief
Assumed $2,000 — if spouse has no or low income
$2,000
Child relief
Assumed $4,000 — for 1 qualifying child
$4,000
Parent relief
Assumed $9,000 — 1 parent staying with you
$9,000
Course fee relief
Assumed $2,500 — for work-related courses or skills training
$2,500
Your tax estimate
TAX BRACKET AFTER ALL RELIEFS
Estimated tax saved from all reliefs
—
Total annual income
—
Total reliefs
—
Chargeable income
—
Est. tax payable
—
CPF mandatory contribution relief is calculated as 20% of Ordinary Wages (capped at $6,800/month OW ceiling from Jan 2025) plus 20% of Additional Wages up to the AW ceiling ($102,000 minus total OW subject to CPF). All other fixed relief amounts are IRAS standard estimates for YA2025. This is an estimate only — use myTax Portal at mytax.iras.gov.sg for your actual tax assessment.